An insurance agent who truly works for you.

Not all insurance agents are created equal. At Ethos Insurance and Risk Management, we go out of our way to treat our clients like people and we use our industry experience and diversified knowledge base to protect what you value most in business and in life.
No Need For Life Insurance Anymore

No Need For Life Insurance Anymore

Life Settlements Specialist

Many of our clients no longer need or can afford their life insurance policies for different reasons later in life. Did you know even term insurance can be worth significant value? If you already plan to let a policy lapse, cancel or cash it in, please call us to discuss additional options. This is a service we provide our current and future clients.